We are going 100% virtual!

Dear Valued Friends and Clients, We are thrilled to share some exciting news with you – Asti Financial Management is proud to announce that we are going 100% virtual!  In response to the evolving landscape following the global pandemic, we are closing our Alameda...

Who is IRMAA and why ‘she’s’ not your friend!

The US tax code is a progressive tax where the more you earn, the more tax you will pay.  One progressive tax that affects retirees is the Income Related Monthly Adjustment Amount or IRMAA.  IRMAA is an extra charge on Medicare premiums for people with higher incomes....

How to plan for a loved one’s final expenses

When it comes to understanding average funeral costs, there is a lot to consider.  You must take into account your loved ones’ final wishes.  I recently wrote about my own father’s death.  We had moved him to California to be with family in his last months.  His wish...

The Federal Reserve leaves rates unchanged

U.S. Treasury yields rose last Wednesday after the Federal Reserve kept rates steady but also hinted that it would implement another rate hike before the end of 2023. As a result, the 2-year Treasury yield increased to 5.167%, up nearly 6 basis points. Meanwhile, the...