Weekly Wrap-up

Inflation is heating up again — and some economists are warning that the US economy could be heading toward a period of stagflation by the end of 2026.  That’s not a word most people hear often, but for investors and retirees, it’s an important concept to understand....

We’ve all heard the phrase: “Sell in May and go away.” It’s catchy. It’s simple. And like many simple investing rules… it’s often misunderstood—and sometimes just wrong. Where Did “Sell in May” Come From? Historically, markets have performed better from November...

CD (Certificate of Deposit) yields have ticked higher in recent weeks, creating a compelling opportunity for savers. Following the Federal Reserve’s decision to hold the federal funds rate at 3.75%, and with ongoing geopolitical tensions and inflation concerns, many...

I had the pleasure of speaking this week at the Financial Planning Association of San Francisco roundtable: “How Local Advisors Are Running Their Practices” 📍 San Francisco Italian Athletic Club 📅 March 17, 2026 It was a great discussion alongside fellow RIAs on how...

The U.S. stock market is more concentrated today than at any time since the 1930s. The top 10 companies now make up nearly 38% of the entire market — higher than the peak during the dot-com bubble. That sounds alarming. But concentration alone doesn’t mean a market...

After reaching record highs, precious metals — including gold and silver — experienced a sharp correction in early 2026. While the decline felt sudden, it was driven by several predictable market forces coming together at once. Key Reasons for the Drop: Profit-Taking...

One of the biggest fears retirees have isn’t running out of money — it’s being forced to sell investments at the wrong time. Market downturns feel much scarier when you’re relying on your portfolio to pay the bills. That’s where a ‘bucket income strategy’ comes in....

Step 1: Keep 1–3 Months of Expenses in Your Checking Account The first layer of your emergency fund should live in your checking account. This money covers expenses that can’t wait—medical bills, emergency travel, or sudden repairs. You don’t want delays transferring...

We are often asked by clients ‘how much should we keep in our emergency savings??’  An emergency fund is your financial safety net—the money you set aside before life disrupts your plans, not after. Job loss, medical expenses, car repairs, or home issues are...

Starting in 2026, new tax rules will change how charitable donations are deducted. The updates expand access to deductions for taxpayers who take the standard deduction while introducing new limits for those who itemize — especially higher-income earners....