Newsletters

Newsletter – 11/21/2022

  UPDATES Weekly Wrap-Up - Asti Financial We’ve added a new feature to our website – the Weekly Wrap-Up.  Each week we highlight some of the economic and financial news that affects investors.  We give a brief overview of mortgage, investment and CD rates for the...

We are officially in Bear Market territory…

A bear market is defined as a decline of 20% or more. Over the last week, the stock market has declined and left the S&P 500 Index at -20%+. All of us are worried and not feeling great about watching our hard-earned savings continually drop. We are also hearing...

Market Update

The markets have not had a good year so far We’ve been receiving many concerned calls and emails from clients wondering what is happening with the market and if they should take any action. We are recommending clients hold steady and are not rebalancing any portfolios...

Why inflation hedges aren’t working

The markets have not had a good year so far Most major market indices have been negative year to date(performance quoted as of 2/21/2022):S&P 500 Index = -8.54%LB Aggregate bond market index = -3.64%Morningstar US Real Estate index = -12.07%Bitcoin = -19.54% There...

Buy and Hold

Same Same….but Different? That’s a saying I learned while backpacking in Thailand years ago. Pretty much sums up the market today. We’ve all certainly experienced bull markets – we’ve been in one for over ten years. Bear markets are a bit more rare. We experienced a...

Are you thinking of refinancing your home?

If you haven’t refinanced your home recently, now is the time! If you have a mortgage over 3%, you should consider refinancing. Mortgage rates resumed rising again last week, reminding homeowners of the urgency of refinancing. The average rate on 30-year mortgages...

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