Our Process

Our Financial Planning Process

Step 1: Strategy Session  

It all begins with a phone call.

During this initial conversation, we learn more about your goals, questions, and the areas where financial guidance may be helpful. We will discuss your current situation, priorities, and determine whether our services are the right fit for your needs.

If it makes sense to move forward together, we will recommend the engagement structure that best aligns with your goals.

Step 2: Select Your Engagement  

Focused Financial Planning Engagement

Focused engagements are designed for Clients seeking guidance around specific financial questions, decisions, or planning priorities.

After understanding your goals and reviewing your information, we define the planning scope together and begin analysis and recommendations tailored to your situation.

Depending on your needs, the engagement may include financial modeling, investment analysis, retirement projections, tax planning considerations, written recommendations, and prioritized action steps.

Following completion of the engagement, Clients receive a personalized summary outlining observations, recommendations, and next steps.

Comprehensive Financial Planning — Developing Your Plan

Comprehensive financial planning is designed for Clients seeking broader analysis across multiple areas of their financial lives and a more detailed roadmap for future decisions.

Because this is such an important decision in your life, we want you to feel completely comfortable with us. We offer a complimentary 1-hour meeting, to discuss the areas that will be included in your Plan.  Although we discuss all areas of financial planning we can assist with, you control the scope of your plan.  Together we decide on the areas to be included in your plan and provide you with a proposal for your planning project.  Upon review you can adjust the scope so it meets your exact needs.

Once engaged, we gather financial information and schedule meetings throughout the planning process to review progress, answer questions, discuss scenarios, and refine recommendations.

Your completed financial plan is typically delivered within approximately 8–12 weeks through an interactive presentation where we review recommendations and answer questions.

The result is a personalized financial plan designed to help you make informed decisions with greater clarity and confidence.

Step 3:  Future Support

Financial planning is not a one-time event.

After completing an engagement, Clients are welcome to return in the future for additional planning, updates, or new financial questions as circumstances evolve.  We recommend meeting annually to review any changes and make adjustments to your plan, including a portfolio review and/or rebalance to keep you on track as your situation – and the world – changes.

You can learn more about engagement options and fees here.