Our Process

Our Financial Planning Process

It all begins with a phone call. We set up a brief introductory call to ‘meet’ and discuss your specific situation and needs. If all sounds good, we move forward to an in-person meeting – either a paid hourly meeting or an initial consultation for financial project clients.

All clients will be asked to complete and send in an asset questionnaire before our meeting so we have time to review and get familiar with their situation.

For hourly-only clients, we set up a one-time, paid,  2-hour meeting to address their specific questions/issues. This is best suited for clients who ‘just need an answer’ or have a specific financial issue facing them that they would like addressed. They don’t need a full project; they need help with something specific, such as allocating their 401k or crunching numbers on a new home purchase. We don’t schedule a complimentary meeting for hourly clients as our meeting is focused on getting them specific advice (not gathering information to create a proposal).

Developing your Plan: the process

Every plan starts with an initial complimentary consultation –

Because this is such an important decision in your life, we want you to feel completely comfortable with us. In this complimentary 1- hour meeting, we mutually discuss the elements that will be included in your project. Once we have determined all the elements, we’ll gather additional information via phone conversations and e-mail, while working on your plan. We can schedule additional video conference meetings as necessary to make any clarifications.

Your final plan is delivered to you 3 to 4 weeks after you have authorized the project during an interactive presentation where you can ask us any
questions.

After all action items are put into action, we move to a retainer arrangement to continue to work with you over time to monitor, fine-tune, and maintain your plan. You can learn about fees here.