Hourly Only Planning

Sometimes all you need is a little good advice.

Think of Hourly Fee Advice as buying time with your own personal financial coach or trusted finance teacher. We start by understanding your current situation and goals and structure the engagement to meet your needs.

We are 100% a Fiduciary to you and don’t have a hidden agenda or any products to sell. Our hourly model allows us to work with anyone, of any age, regardless of how much or how little money you may have. No sales, no pressure – we provide you with the education you need and an easy-to-execute action plan.

Common hourly engagements include:

• Budgeting and cash flow advice
• Life event changes (divorce, marriage, new baby, changing jobs, etc.)
• Paying for or planning for college
• Home buying/selling scenarios and downstream budgeting
• Retirement planning scenarios
• Investment property 1031 exchange strategies
• Unbiased investment portfolio reviews and recommendations for you to implement (cash, bonds, stocks, mutual funds, ETFs, alternatives)
• Company stock option planning (ISO, NSOs and RSU)
• Tax implications for various investment and life decisions
• Maximizing employer-sponsored retirement plans (401k /403b/457)
• Risk management analysis (i.e., insurance coverage review and recommendations)

Once the initial hourly engagement has ended, we can set up ongoing meetings as you see fit. Sometimes it is good to check in once or twice a year, other times maybe it makes sense to meet again once a milestone has been completed (kids are out of college, the house is sold, etc.) It is totally your call. We are here when you need us.

You can learn about our fees here.