Our Fees

or hourly clients, our fees are based on the actual time involved in meeting with you in person or over the phone, researching and analyzing your current situation, and providing specific recommendations and implementation assistance (if appropriate) at a rate of $400 per hour.  All time spent on hourly clients is billable as we are actively working on your project.  *Note – we bill in 15 minute increments

‘Ask An Expert’ Meeting: $400 per hour – 1-hour minimum
Sometimes you just want to ask a couple of questions. In these engagements, there is no preparation prior to the meeting or post-meeting summary. You can ask any questions, and if we need to build a spreadsheet or run some analysis it all happens during the meeting. You take all the notes. This format works well for clients we have already met with. If you are a new client, we can determine in your intro call if this format might work for you.

‘Full-Service’ Hourly Meetings: $800 to $1600
These meetings start with an assessment of your current financial health (budget and cash flow) and sending us all the necessary statements, taxes, or forms to review in advance of the meeting. Full-service meetings include an action plan summary, updated spreadsheets, and portfolio analysis (if applicable). This format works well for clients who have two to three questions to ask and ideally can benefit from using the spreadsheets after the meeting. The final price will be determined by the actual time spent by your CFP® professional.  ALL hourly meetings will include time spent on prep and follow up work required for your engagement.

For clients looking for a comprehensive financial plan or planning project, we offer initial and ongoing packages:

Project Financial Planning: $4,000 to $7,000
Project financial planning fees will vary from client to client based on your situation’s specific needs and complexity. Comprehensive plans addressing all aspects of your financial situation and running multiple scenarios, typically involve anywhere from 13 to 25 hours of prep, analysis, and review by our team.

Project clients receive a 1-hour free consultation to define the scope of your custom engagement.

Once we have mutually agreed on the scope of your engagement, your fee will be set. If additional analyses or scenarios are requested after the final presentation, we are happy to accommodate them at our standard hourly rate. If you think you need implementation assistance (help you execute trades, or move accounts to different custodians, etc.) we are happy to assist and will bill at our standard hourly rate.

Plan Updates (recommended annually) ~ $800 – $2500

We want to help our clients keep their plan updated so they are on track with their goals and account for changes in their situations.  For project clients, we send you an Update Questionnaire based on the information you provided to us when we created your financial plan (or based on your last update).  You complete and return to us along with any documents relevant for our meeting (tax returns, paystubs, social security estimates, investment statements, etc.).  We update your financial plan your revised information and then schedule a ‘tune up’ meeting.  In that meeting we will review your updated plan, run scenarios and provide recommendations on your current financial situation.  We will also update your portfolio and do an in-depth review, analysis and rebalance.

We do this work on an hourly basis at our rate of $400/hr.  Plan updates normally take between 2-6 hours, depending on the complexity of your situation, and includes prep and follow up work, as well as our meeting time and any follow-up reports we will generate.