Weekly Wrap-up

Last week we focused on the state of homeowner’s insurance in California.  This week, let’s look at some steps a homeowner can take to prevent their insurer from issuing a non-renewal or cancellation of their homeowner’s policy. Insurers are now completing inspections...

You read that right…we are in a CRISIS situation here in California when it comes to homeowner’s insurance. Major insurers are canceling existing policies, refusing to write new ones, or leaving the state entirely. Of the 12 insurers covering 85% of the market, seven...

When I meet people who ask me “what do you do?”  I’m proud to say that I’m a CERTIFIED FINANCIAL PLANNER™ and work with clients on an hourly basis providing custom recommendations.  Hourly planners are different ~ we work with our clients the way a lawyer or therapist...

Many individual investors are starting to feel anxious and nervous about the upcoming election.  Already, the air is thick with speculation and debate. This election is starting out with a lot of turbulence.  It seems every week there's some new pivotal event that...

For the first time in almost 15 years, cash is no longer ‘trash’ – that is paying 0% - 1% yields. But for investors enjoying 5% yields on money-market funds, a Fed interest-rate cut is looming — most expecting the first decrease to come at the September meeting....

Conducting a mid-year financial review is a valuable exercise to ensure financial stability and progress toward your goals. Here’s a look at some key aspects to consider during your mid-year financial tune-up: 1. Double-check Your Cash Flow Projections Actual vs....

Estate planning is a vital aspect of your financial plan that often gets overlooked or postponed.   It forces us to look at our mortality and also to answer very difficult questions we’d rather not think about.  Things like, “Who will care for my children?  Who will...

The best online savings accounts can earn you much more when compared to the average brick-and-mortar offerings. Julie Asti, CFP was a featured expert in this article discussing the best online savings accounts ~ what to look for, common mistakes people make, what...

With the introduction of bitcoin exchange-traded funds, and the historic ‘ halving’ of the coin that just occurred, along with the 160% increase in bitcoin’s price in 2023 and more than 50% so far this year — everyone is paying new attention to cryptocurrencies these...

Index and actively managed mutual funds can both provide diversification, ‘professional’ management and convenience.  There are differences between the two types of funds and they each have their own traits, performance and risks. Here are three things to know about...