Weekly Wrap-up

Step 1: Keep 1–3 Months of Expenses in Your Checking Account The first layer of your emergency fund should live in your checking account. This money covers expenses that can’t wait—medical bills, emergency travel, or sudden repairs. You don’t want delays transferring...

We are often asked by clients ‘how much should we keep in our emergency savings??’  An emergency fund is your financial safety net—the money you set aside before life disrupts your plans, not after. Job loss, medical expenses, car repairs, or home issues are...

Starting in 2026, new tax rules will change how charitable donations are deducted. The updates expand access to deductions for taxpayers who take the standard deduction while introducing new limits for those who itemize — especially higher-income earners....

Cryptocurrency volatility is nothing new, but the recent selloff has been hard for investors to overlook. Crypto continues to weave itself into the broader financial system—regulators are slowly warming to it, more companies are accepting it as payment or holding it...

Who’s ready for pumpkin pie? Green bean casserole? The giant floating balloons drifting between skyscrapers in the annual NYC Thanksgiving Day Parade? We all are! Thanksgiving Day is right around the corner. But let’s be honest: Thanksgiving can also be uniquely...

California voters have approved Governor Gavin Newsom’s Proposition 50, a measure that suspends the state’s independent redistricting maps and replaces them with ones expected to favor Democrats in upcoming elections. While this may sound like “just politics,” shifts...

Weekly Wrap-Up: The Fed Cuts Rates Again — What It Means for You and Your Money It’s been a busy week in the markets — and once again, all eyes are on the Federal Reserve.With the economy sending mixed signals and inflation finally easing, the Fed has decided to cut...

🔒 How We Keep Your Information Secure At Asti Financial Management, your privacy and security are top priorities. We understand the vulnerability clients feel when they share their financial information via the internet.  We realize how important it is to protect your...

The Bay Area was rattled last week by a 4.3 magnitude earthquake centered in Berkeley, just south of Cal Memorial Stadium. The quake struck at 2:56 a.m. and was followed by several aftershocks, including a 3.0 later that evening. More than 22,000 residents reported...

Last Wednesday, Nvidia (NVDA) shares dropped more than 2% after China’s internet regulator banned the nation’s largest tech firms from purchasing their custom AI chips designed for the Chinese market. The Cyberspace Administration of China (CAC) instructed TikTok...