Weekly Wrap-up

Technical finance—the laws, products, tools, and market forces shaping your financial landscape—is ever-evolving and incredibly complex. From tax law changes to the emergence of new financial products, staying current is a full-time job. While general financial...

It’s easy to assume that personal finance is all about numbers—but your brain might be your portfolio’s biggest risk factor. Emotional decision-making, cognitive biases, and family dynamics can unknowingly sabotage your financial well-being. That’s why behavioral...

Many people hesitate to hire a financial planner because the value seems hard to quantify. After all, it’s not always clear how paying an advisor really translates to tangible results.  Whether the Planner charges 1% of your assets under management, or you are working...

Cash Back vs. Miles vs. Points: Which Card Is Right for You? (Part 2) In Part 1, we broke down the three major types of credit card rewards: cash back, points, and miles. Now in Part 2, we’ll help you decide which one makes the most sense for your lifestyle—and walk...

💵 Cash Back: Simple and Straightforward How it works: You earn a percentage (typically 1%–8%) of your purchases back as cash. This can show up as a statement credit, direct deposit, or check. Types of cash back: Flat rate: Same percentage on every purchase. Tiered:...

There’s been a lot of buzz recently about a so-called “big beautiful bill” that promises tax relief for older Americans—especially those receiving Social Security. The headlines sound exciting: a $6,000 “bonus” deduction for seniors and talk of eliminating taxes on...

On July 4, 2025, President Trump signed into law the sweeping One Big Beautiful Bill Act (OBBBA)—a colossal tax-and-spending package that extends and expands many of his 2017 tax cuts while rolling back numerous social and energy credits. Let’s take a look at the key...

Many clients ask us for suggestions for good financial health, and we often recommend having a “budget summit” twice a year – January and July.  In January we like to think about what lies ahead for the year.  Are you taking a big vacation?  Do we have to upgrade...

🤖 Will AI Take Our Jobs? Here’s a Real Answer “Will AI take my job?” — it’s one of the biggest questions on people’s minds today. The truth? Yes and no. It depends on your industry, your role, and how ready you are to adapt. Let’s dive in: 📉 Jobs AI Is Coming For...

If a tariff is imposed on a foreign trading partner’s goods, here is what happens in the US: 1. Imported Goods Become More Expensive: A 10% universal tariff and up to 60% on some Chinese goods raise the prices of imported products. For example, if a Chinese washing...