Mar 13, 2026 | Weekly Wrap-Up
I had the pleasure of speaking this week at the Financial Planning Association of San Francisco roundtable: “How Local Advisors Are Running Their Practices” 📍 San Francisco Italian Athletic Club 📅 March 17, 2026 It was a great discussion alongside fellow RIAs on how...
Feb 27, 2026 | Weekly Wrap-Up
The U.S. stock market is more concentrated today than at any time since the 1930s. The top 10 companies now make up nearly 38% of the entire market — higher than the peak during the dot-com bubble. That sounds alarming. But concentration alone doesn’t mean a market...
Feb 18, 2026 | Weekly Wrap-Up
After reaching record highs, precious metals — including gold and silver — experienced a sharp correction in early 2026. While the decline felt sudden, it was driven by several predictable market forces coming together at once. Key Reasons for the Drop: Profit-Taking...
Feb 5, 2026 | Weekly Wrap-Up
One of the biggest fears retirees have isn’t running out of money — it’s being forced to sell investments at the wrong time. Market downturns feel much scarier when you’re relying on your portfolio to pay the bills. That’s where a ‘bucket income strategy’ comes in....
Jan 29, 2026 | Weekly Wrap-Up
Step 1: Keep 1–3 Months of Expenses in Your Checking Account The first layer of your emergency fund should live in your checking account. This money covers expenses that can’t wait—medical bills, emergency travel, or sudden repairs. You don’t want delays transferring...
Jan 22, 2026 | Weekly Wrap-Up
We are often asked by clients ‘how much should we keep in our emergency savings??’ An emergency fund is your financial safety net—the money you set aside before life disrupts your plans, not after. Job loss, medical expenses, car repairs, or home issues are...
